Does the Wert fiat-to-USDC flow change anything?

Functionally, no. A fan buying entries with a card through the Wert widget is still paying consideration — it just passes through a regulated fiat-on-ramp before reaching the campaign. Wert handles its own KYC/AML on the cardholder.

The only legal difference is the audit trail:

Card → USDC (Wert path): KYC'd by Wert. Dollar value is fixed at Wert quote time. Chargeback risk exists through the card network.
USDC direct (MetaMask path): no Wert KYC. Self-custody. No chargeback.

Both paths feed the same campaign entry pool. Both are equally subject to AMOE.

This article is informational and not legal advice. Verify current requirements with qualified counsel for high-value or regulated campaigns.